I keep a lot of spreadsheets to track my income, expenses, savings, investments, wealth, and more. Here is my first time sharing the breakdown of how 2022 went for me on my journey towards financial independence. I will also share some backwards looking charts to show where I've come from. My savings rate dropped significantly in 2022 because my tax rate went through the roof. But even though my savings rate as a percentage dropped, it was my highest contribution year in terms of actual dollars.

In 2021 I re-evaluated my life through my FIRE-lense and realized that I needed to move back closer to the mountains to do my favorite hobby: hiking. I made a short list of countries in Europe with good hiking. I narrowed that list to countries with a self-employment visa/residence permit. Lastly, I narrowed that list down to countries I could save money (e.g. cost of living, and taxes). Italy ticked all the boxes. It took about 1 year of bureaucracy but I'm finally here, and now I share with you the breakdown of the €14,000 total expenses to make this happen (and how I will recoup that in 1 year).